HELP!! Student loan Consolidation
*Also posted in the main forum
My loans will be due in December and I'm looking into various Debt Consolidation programs. I am seriously freaking out about it. This is my only debt and I know that I can pay it all off in a few years, but I don't want to pay 7 different bills with various interest rates. I've called a few banks and all of them keep saying that i need collatoral (Home equity...house burned down, so zero, a car...who has a car the is still worth that much etc.). Is this true? It can't be right? Aren't there programs that are available to help consolidate federal loans...or am i seriously stuck paying 7 different bills? UGH!!! Curse you student loans! If you guys don't mind, please point me in the right direction.
My student loans are about 25k :(. I've been paying on the interest already.