*MORTGAGE PAYMENTS*

What is your monthly mortgage payment? Including taxes, hoa, etc.

Posted on December 12, 2011 at 2:09 pm
sftrpres
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11/29/2008
sftrpres

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(16) Comments

meri.my
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meri.my

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meri.my

Ours is about $3150 per month for mortgage, Hoa, taxes, insurance. I live in San Jose California.
Posted on December 13, 2011 at 1:43 pm
prinncessjennifer
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prinncessjennifer

We are in the process of re-doing ours...when it's done it will be between $450 to $500. It was $940.
That does not include insurance (about $1050 a year) or taxes (about $750 a year) we have no HOA fees either.
Posted on December 14, 2011 at 11:37 pm
fromcoldtofire
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fromcoldtofire

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fromcoldtofire

Gross. Our mortgage is gross.


I bought over five years ago, when 80/20 loans were legal and interest rates were high. Right now my 80 is at 6.5% and 20 is at 8.75%! We want to refinance, but because we're looking to move soon, it seems futile.


So, basically, with a $189 montha COA fee, approx $200 a month in taxes and insurance, one mortgage of $935 and one of $293, our monthly total is... over $1600.


We live in a Philadelphia suburb, but it's a condo, so it's cheaper and there's not a large property to up the taxes.

Posted on December 20, 2011 at 7:32 am
plumcrush01
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FCTF-we use to have an 80/20 as well, with almost the exact same rates.  We refinanced last December to one loan @ 4.25%! 


I cannot remember exactly what our mortgage is, but we pay extra each month to hopefully pay it off early & so we pay $1800/month.  We live in a tiny town in Northern Colorado (40 min north of Denver).

Posted on December 20, 2011 at 7:50 am
milkgal
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milkgal

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We pay approx $1150 which includes insurance and taxes. We are located in a small town in central CA. 

Posted on December 20, 2011 at 8:21 am
winterbride2011
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winterbride2011

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winterbride2011

It's all very relative depending on the size of mortgage ($$) which is determined by your down payment & house prices, interest rates, length of mortgage (25 years, etc), etc.  So many factors!  Basically do the cost calculators and take into consideration things like how much it costs to heat a house, provide power, etc.  Take into consideration other costs like cable, internet, home alarm, etc.  Plus saving money, because home ownership is pricy and always has unexpected expenses!  Worth it in the end, but definitely pricy.  :)

Posted on December 20, 2011 at 10:07 am
littlebit07
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littlebit07

Heehee. Our mortgage is $475 per month. I feel like a lucky lady! Of course...we live in an itty bitty house in an itty bitty town about an hour from Columbus, Ohio. And we're putting quite a bit into it to get it...er...modernized (as in, have kitchen plumbing that doesn't shower you every time you attempt to do the dishes and bathroom plumbing that showers you with hot water for more than five minutes;)).

Posted on December 20, 2011 at 8:23 pm
prbetsi75
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wow....you guys don't pay much at all (except for meri.my)!  We pay $2,680 which includes taxes and of which $900 is just for taxes!  Yes, $900 PER MONTH for taxes....horrible.    

Posted on December 21, 2011 at 2:18 am
plumcrush01
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plumcrush01

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Well as athena pointed out location does play a huge role!  I am guessing mine & DH's jobs would earn us a lot more living in SF Bay Area or NY/NJ than they do here too, KWIM?!  Your cost of living in general is just higher so your mortgage is going to be higher.  My friend's BF has a 1 bedroom apartment in San Fran that cost almost 4 times as much as our 2500 sq ft. house...it's all relative...

Posted on December 21, 2011 at 5:47 am
prinncessjennifer
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prinncessjennifer

Ours is also a fixer upper and we live in a small city about an hour outside of Orlando, FL
Posted on December 31, 2011 at 12:41 am
Jaryce21
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06/26/2010
Jaryce21

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Jaryce21

we pay $1658 for an east bay home (ca). That includes, tax/insurance/mort insurance. After the first 5 years, the mortgage insurance gets dropped! Yay! Can't wait for that! hahaha

Posted on January 24, 2012 at 11:06 am
clipscomb1987
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09/10/2011
clipscomb1987

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clipscomb1987

were in MD paying 1,285/month, tax, insurance & mortgage insurance included. 

Posted on March 7, 2012 at 4:04 am
miss*bling
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08/14/2009
miss*bling

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miss*bling

we will be paying about 1900 per month including taxes and ins. that is for a new home on 1.5 acres,, desireable area right outside of Salem OR

Posted on March 13, 2012 at 7:27 pm
amsa2010
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08/12/2011
amsa2010

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DH and I own a condo in beautiful Coral Gables, FL...


 


Our mortgage including property taxes is around $950.. we bought in March 2011 so prices were rediculously low!! :) We pay $470 in COA fees (includes cable, a/c, hot water, 24/7 door men/valet service, etc) and insurance we only have to pay for contents coverage as the building has a master policy for all of the units so we pay maybe $500 for the year..

Posted on March 14, 2012 at 6:28 am
AuntTate
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09/10/2011
AuntTate

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We have an FHA loan and with PMI Insurance, HOI, and Taxes, we pay $592 approximately.  We live in a small town in PA in a 3 bedroom, 1 bath ranch with 4 acres.

Posted on March 20, 2012 at 7:56 am
fromcoldtofire
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07/08/2011
fromcoldtofire

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fromcoldtofire

AuntTate, where in PA are you? That's a great price!
Posted on April 14, 2012 at 1:24 am

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