My heart is broken....

because I am falling out of love with house #1. This house just scared the crap out of me. The first loan didn't go through. Then proceeded with a second loan which is harder to process. Then right before going to underwriting, it was put back on the market. We WON the bidding war, now just getting our offer approved by bank....


okay, here's my stink...


Even if the bank approves my resubmission... I don't think I'll ever feel the same way. I will be scared sh*tless while processing the loan because of all the heartache I've experienced thus far. I would really hate to go into a home being bitter or not fully happy and grateful about it.


House #2 seems to be a lot more appealing. Easy loan, great family prior and it's MOVE IN READY! To be honest, I've been thinking waaay more this home than the headache home.


BOTH offers are in the bank ready to be approved. (One is ashort sell and one is a foreclosure) I'm secretly hoping house #2 approves first.


===================


ON A SIDE NOTE:


I just want to thank all of you wonderful ladies for your love, support and advice. I know I've been crowding up this board with all my crazy house adventures but nothing goes unnoticed.This journey of mine has really challenged my whole being as a "control freak" by learning how to let things go and happen the way it's suppose to happen. Learning how to weather the storm(s) and keep on pushing harder than before.

Posted on March 17, 2011 at 8:18 am
Jaryce21
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Jaryce21

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(12) Comments

BlingBride22
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05/08/2009
BlingBride22

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I say if you whole heartedly do not want house #1 then cancel and pull out.... I'm sure even if house #2 doesn't get approved you can find another home that is similar with less work and hassle....


Yesterday we lost our dream home and I am so heartbroken that I just can't shake it.... I know it was a long shot but still.

Posted on March 17, 2011 at 8:23 am
Jaryce21
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Jaryce21

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oh, I am so sorry Brit. I feel your pain. It totally sucks but you're right. Everything will work out and IT WILL work out for us!

Posted on March 17, 2011 at 9:18 am
MaineBride
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09/04/2011
MaineBride

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((hugs)) The whole process can be a PITA and very tiring. You have to really think about it to see if you even want #1. If not, then I would withdraw the offer. It may not be the house that is causing that feeling though because it seems you are interested in it since going through the work twice now. Good luck and I hope things work out, whichever way that is!

Posted on March 17, 2011 at 9:37 am
alisonandjake
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03/21/2009
alisonandjake

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I know what you are going through - I didn't have to deal with the drama as much as you but it is a crazy battle and I had the same thoughts with the new house. I even started finding faults with the new house after we lost it. Now it is ours again and we are under contract but they are telling us we may not qualify for the grants because we make too much money....and that was the whole reason we decided to go for this house in the first place.


Do you think you are only feeling this way because of all of the drama? Or are you not loving the actual house anymore?

Posted on March 17, 2011 at 10:56 am
Kaytana17
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07/17/2010
Kaytana17

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I hope you get house #2!!!

Posted on March 17, 2011 at 11:17 am
Jaryce21
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Jaryce21

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Alison, I am definitely feeling this way because of all the drama... no doubt.


Kaytana: me too.

Posted on March 17, 2011 at 11:41 am
dorkmeetsnerd
4
09/26/2009
dorkmeetsnerd

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dorkmeetsnerd

this is a HUGE investment you're getting into, so feeling 'eh' about it shouldn't be acceptable. you should love and and be excited about it.


at the same time, this is a HUGE investment you're getting into, so set your feelings and emotions aside and really look at each house and determine which is best for you and your family and your future.


kwim? GL

Posted on March 17, 2011 at 1:29 pm
Jaryce21
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Jaryce21

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Thanks DMN, your absolutely right!

Posted on March 18, 2011 at 2:29 am
BlissfulKate
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10/10/2009
BlissfulKate

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You know, you may just be experiencing buyer's remorse. I know that when I bought my first home, I hated it immediately after I signed to commit to buy and for the first 6 months or so because I had buyer's remorse. Then I grew to love it. Think about it, it is a HUGE financial commitment and you want every little detail to be perfect and because it never is, you have remorse. Just a thought. Google buyer's remorse and look into it to see if maybe that's what your feeling.


I went through buyer's remorse with my 2nd home purchase, only I experienced it only after I moved in. It didn't last near as long and my 2nd home is in way worse shape than my first.

Posted on March 18, 2011 at 5:00 am
pinkgerbers
4
07/26/2008
pinkgerbers

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I know how much of a PITA the homebuying process it right now for first time home buyers.  I felt that way about the house on numerous occassions and tried to walk away for that reason.  I kept saying that I would not want the house at this point because I was so resentful. . . all the same things that you are saying.  My husband kept saying to give it one more week, and eventually it went through.  Even though I didn't think I wanted it, I forgot all of that frustration and heartache.  you are mad at the banks and the process - not the house.  As soon as I had the keys in hand and started making changes, I completely forgot about the frustration.


I liken it to what I hear childbirth is like - at the time you say that you will never go through it again and it sucks - and then you have your baby in hand and instantly forget how bad it was.  Don't give up - it's worth all of the frustration!

Posted on March 18, 2011 at 10:01 am
Thegirlnextdoor
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09/04/2011
Thegirlnextdoor

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If things had gone calmly with house one would it still be your dream house? I completely understand how the stress can ruin somehting but will you be happy with once everything is calm again? You just don't want to be sad that you gave up you dream house because things were difficult before you were ever in the house. Once you are there you might to soo happy and think all the stress was worth it! But if not... #2 is awesome too!

Posted on March 18, 2011 at 5:04 pm
Jaryce21
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Jaryce21

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Pinkgerbers, you nailed is sistah! That is exactly how I feel. I'm mad at the banks and the process- not the home. Thanks for bringing me back to ground! 


TGND: Yes, it is my dream home. and yes, it will be all worth it once they re-accept and I get the keys.


THANKS LADIES FOR ALL YOUR SUPPORT. I just love you all to pieces! {truth!}

Posted on March 18, 2011 at 6:00 pm

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