pet insurance?

how many of have it, and if you do what company do you use?  i'm thinking of doing this...

Posted on September 7, 2009 at 1:46 am
kblove
5
07/11/2009
kblove

kblove

  • 5
  • 16
  • 6.76k
235
Followers
238
Following

(13) Comments

sam.i.am
3
12/18/2011
sam.i.am

sam.i.am

  • 3
  • 7
  • 1.94k
155
Followers
159
Following

sam.i.am

i searched for our dogs and found that vpi was the best out of the options available, but i've noticed that there are some new ones so i'm not so sure if it's the best still. we didn't end up getting pet insurance, though, because you have to pay up front and then file a claim and then the insurance company reviews it and reimburses according to the benefit schedule allowance or the invoice amount. so instead we just put a little aside here and there to pay for vet visits or anything unexpected.

Posted on September 7, 2009 at 3:01 am
kblove
5
07/11/2009
kblove

kblove

  • 5
  • 16
  • 6.76k
235
Followers
238
Following

kblove

gooood idea sam.i.am.  thank you so much for saying that.  i would say that's the best way to go.  it's very expensive for the insurance (like $40 a month) and the coverage is good, but i feel like the same amount if not more could be saved over the years without it.

Posted on September 7, 2009 at 1:17 pm
hurleygrl135
5
04/10/2010
hurleygrl135

hurleygrl135

  • 5
  • 13
  • 5.47k
168
Followers
172
Following

hurleygrl135

if you have one or two pets it's great but more than that it's almost not worth it because it's so expensive to pay month to month.

Posted on September 8, 2009 at 3:11 pm
MrsWagner2b
4
10/03/2009
MrsWagner2b

MrsWagner2b

  • 4
  • 11
  • 4.53k
72
Followers
76
Following

MrsWagner2b

We don't have it (but wish I knew about it before all the puppy vet bills) but my FI's work offers a pet insurance through their insurance company, it is only around $15 a month.  I am not sure all that it covers since we didn't know about it until after we paid all the vet bills (puppy shots, getting fixed ect) but if we get another dog we will be!  As your employer or look in your handbook.

Posted on September 10, 2009 at 6:43 am
jbbelkin
1
03/28/2010
jbbelkin

jbbelkin

  • 1
  • 4
  • 158
16
Followers
20
Following

jbbelkin

Make sure to check into what the insurance policies cover as well. I had a cocker spaniel (ended up having to give him to my parents) and bought insurance on him. I'm glad I did, he ended up having some breed related knee problems and I made sure to get a policy that covered breed-specific hereditary problems and they're covering most of the surgical costs to fix him. Without it, my parents would have had to go into some major debt.
Posted on September 20, 2009 at 9:07 am
Niecy
10
09/06/2006
Niecy

Niecy

  • 10
  • 15
  • 14.6k
257
Followers
260
Following

Niecy

I have this thing called "Care Credit"  I got it whe nI had dental work done ...and I can use it for kids , spouse , and pets


Unfortunately I cannot find a vet who will take it ... so whatever you get check with your vet first and make sure they take it

Posted on October 1, 2009 at 8:59 am
turtles172002
1
05/08/2010
turtles172002

turtles172002

  • 1
  • 2
  • 139
20
Followers
24
Following

turtles172002

I don't have insurance, but I go to Banfield Pet Hospital (they're in Petsmart), and they have something called a wellness plan. You pay monthly for the pets basic care. It covers shots, office visits, dewormer, heartworm tests, etc. It keeps me from having to shell out a ton when I take my dog to the vet. I pay around $20 a month, and that covers a bit more too since my dog has some health problems.


http://www.banfield.net/optimum-wellness-plans

Posted on October 2, 2009 at 1:05 pm
sam.i.am
3
12/18/2011
sam.i.am

sam.i.am

  • 3
  • 7
  • 1.94k
155
Followers
159
Following

sam.i.am

care credit, like niecy said, is another idea (aside from/in addition to saving a little bit monthly ;D). it'd make bigger vet bills easier becuase it's like a credit card you use to pay the vet and then you just monthly payments to the card instead of having to pay the whole vet bill out of pocket. (that's how it was explained to me anyways.) and you can go to care credit's website and look for a vet in your area.

Posted on October 3, 2009 at 4:34 am
jonniethm
3
01/02/2010
jonniethm

jonniethm

  • 3
  • 10
  • 1.35k
59
Followers
63
Following

jonniethm

i use vpi, they have been really good to me.

Posted on October 3, 2009 at 7:23 am
Nelpy
2
05/01/2010
Nelpy

Nelpy

  • 2
  • 4
  • 271
19
Followers
23
Following

Nelpy

VPI!

Posted on October 17, 2009 at 9:24 am
MrzLemUS
4
09/17/2011
MrzLemUS

MrzLemUS

  • 4
  • 16
  • 4.53k
523
Followers
526
Following

MrzLemUS

We have VPI for our little man.  I'm so glad we did.  Our little guy was in our house when some idiot set it on fire!  He's a little chihuahua and it doesn't take much to disrupt their respiratory system.  He had really bad smoke inhalation.  He even had to go in an incubator for a week!  He pulled through with out a burn, just some ashed fur!  We did have to pay up front, but since we kept up with all of his visits we got out money back!

Posted on October 25, 2009 at 3:57 pm
erindira
4
01/30/2013
erindira

erindira

  • 4
  • 11
  • 2.61k
81
Followers
85
Following

erindira

We use the insurance the ASPCA has and we're really happy with it. It can pretty much be used with any vet and it covers 80% of most of our costs, from routine vaccinations to his neuturing to illnesses. One of the few limitations is that it doesn't cover "cosmetic" things - teeth cleanings or any surgery that's solely to enhance the appearance of the dog.

Posted on October 26, 2009 at 5:58 am
heartsetfreebylove
5
05/16/2009
heartsetfreebylove

heartsetfreebylove

  • 5
  • 11
  • 7.02k
102
Followers
105
Following

heartsetfreebylove

Our dogs and cat are on a wellness plan at Banfield (the vet hospital associated with petsmart) and the plans have saved us two times this year! You pay an amount $12.95 and up and it covers all vaccines, office visits, two comprehensive exams a year etc etc.


My dog had to have a major surgery yesterday to get a cyst that was growing on his main artery removed. The procedure would've cost us 1200 dollars, but with our plan we only paid $200


The problem we found with the insurance companies such as VPI and ASPCA, is you have to pay the entire bill up front. We don't have the cash to do that. So the banfield option was far more reasonable for us.

Posted on October 28, 2009 at 3:27 pm

Have a question? Contact Support
Top Contributors this Week
NicoleJuliette
26 posts
Kuppy13
24 posts
Uhlease
20 posts
krosa
17 posts
NicholeB
15 posts
jmbuss9
12 posts