Underwriting nerves

our mortgage comittment from our lender was due today, but i got a call from the agent saying the underwriting department was in a training session all day and were not able to complete everything...ugh.  i've been so nervous about this and i thought today would be the end, and now it's pushing to tomorrow.  our agent also warned me that they may request some additional info tomorrow, and re-pull my credit score.  great, right after i had a car emergency and had to replace all 4 tires 2 weeks ago and the only option was my credit card.  i just scheduled a payment to cover the tires i charged, so hopefully if they don't like that i have proof of payment and a rapid rescore will help.


i can't wait for this approval process to be over!  we're a week away from closing and i'm still not sure if we should pack up our entire apartment...ugh!

Posted on February 15, 2012 at 11:47 am
haleighb
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09/25/2011
haleighb

haleighb

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(6) Comments

nish0822
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08/22/2018
nish0822

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best of luck to you. we finally got approved by underwriting about 2 weeks ago. we did our process a bit different than yours we haven't found a house yet but we went on to try to get pre approval and prequalification, then get the house, so at least that crazy feeling is behind house but we have the daunting task of finding a house we love and agree on in the right location by the end of april. one stress to another. Happy you already have a house and are expected to close so soon...keep us posted on your progress!

Posted on February 19, 2012 at 7:29 am
beccabride
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beccabride

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beccabride

Sending positive thoughts and underwriting "dust" so they get it done ASAP!! Keep us updated!!

Posted on February 24, 2012 at 12:51 pm
haleighb
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haleighb

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well underwriting came down to the last minute...the day of they were still requiring a letter from DH's army reserve unit stating there aren't plans to mobilize, and at 11am the day of closing the letter came through and we settled at 1pm!  we've been settling in for a week now and are loving every minute of it!

Posted on March 5, 2012 at 10:44 am
daluvelynic
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09/02/2012
daluvelynic

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We are now going through the same thing. Our contract to expire on friday the 9th we are still waiting on the clear to close. And they are still asking for paper work and such. I swear when this is over I don't want to go through this for a very long time. I pray that we get to close by or on friday!! Congrats to you I know your so thrilled to have it all over with!!!

Posted on March 6, 2012 at 8:11 am
haleighb
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haleighb

haleighb

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haleighb

oh my goodness, i hope you have some better news by now!  i swear it seems they really don't care about deadlines, but heaven forbid we miss one with paperwork!  fingers crossed for you <3

Posted on March 8, 2012 at 10:50 am
daluvelynic
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daluvelynic

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daluvelynic

Just an update we are still waiting on a closing date we had to ask for a extension from the seller. We are waiting for the fha case # from another bank because the previous deal fell through. So thats it we should close sometime this week. So please send us some positive vibes!!!

Posted on March 11, 2012 at 6:01 pm

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