Ok, I'm currently freaking out about daycare expenses. Holy crap I may have to return Jr. because I dont think we can afford daycare. I can't believe how expensive it is! I mean I knew it wasn't cheap but DH and I both have good jobs (for our area) and we certainly dont live above our means. We have the usual debt (car pmts, mortgage, 1 credit card) but we dont have student loans or multiple credit cards and store cards. We live pretty modestly and I dont know what we're going to do. I actually realized today, I may have to sell my horse because he is currently boarded and that is money we could use towards daycare. I'm currently in total panic mode.