Create inspiration boards, share ideas with your friends and wedding vendors, get feedback from brides like you, and lots more!
With so many types of policies, payments and red tape, it can all be very confusing. This article offers a wealth of information that will help you determine exactly which types of insurance you should obtain, and how to get the best bargain.
You can save money on insurance expenses by getting the latest quotes before you purchase or renew a policy. Most insurance companies determine their rates in various manners and they are not always figured the same way. With all this criteria, there is a large variation in insurance policy prices between companies. Try shopping around and getting a minimum of three quotes prior to picking a company.
If you have a small business, make sure you have all of your options covered. Make a list of the possible risks you might face and ask your insurer if they're covered; if they're not you can buy additional coverage.
You need to explain exactly what happened during the accident if you want the insurance company to respond in a timely manner. Make sure you snap some photos of your damage. Do not make up a story and worsen the damages in an attempt to make more money: you could get in serious trouble for this and not get paid at all.
In order to obtain the correct insurance, you must understand what is being offered by the company. Never be hesitant or embarrassed about getting confused when it comes to insurance; always ask your insurer to explain things in terms you understand. If you are not sure that you believe the insurance company, ask a friend who understands such matters to help you with that determination.
If you need to file a claim, keeping copies of paperwork and notes of conversations will help untangle any snags in the process. Track each contact that you have with an adjuster or the insurance company. This way, you have a recorded timeline of your claim. After speaking with someone about your claim, you should follow up with a written account of the conversation; this ensures that all parties are on the same level.
There are a number of places to look to find the best deals for insurance. Shop on the Internet and do your homework first. The only way to obtain the best plan is by having knowledge about all the different aspects of the insurance coverage you are looking for. When one knows more about insurance, the better prepared they are when getting a plan.
Research the variety of insurance policies to make sure you are able to save money and get the best possible coverage. Insurance can feel overwhelming, but always keep in mind that it's there to protect you. You'll need your insurance in the case of an emergency, so it's worth taking the time to find a plan that's great for you.
Please visit this site for more information about Al Annexstad today.
Photo by Erin Hearts Court
Planning a beach wedding? Here are our 10 favorite ideas for setting the perfect seaside scene!
1. Palm Fronds
Photos by (from left): Lexia Frank, Luminaire Foto
Use fresh green palm leaves for centerpieces, altar accents, aisle markers, table runners...you name it!
Photos by (from left): Comfort Studio, Millie Holloman
Get creative with your tablescapes and stationery displays by incorporating natural seaside elements.
Photos by (from left): Erin Hearts Court, Patrick Moyer
Stay subtle with small starfish accents or go all out with a festive display!
4. Floor Cushions
Photos by (from left): Jose Villa, Stewart Leishman
Picnic-style cocktail lounges or dining tables are perfect for couples who want a relaxed, intimate setting.
5. Glass Bottles
Photos by (from left): Chelsey Boatwright, Closer to Love Photography
Arrange pretty sea glass bottles in different shapes, sizes and styles for a charming vintage look.
Photos by (from left): Emily Blake, Taylor Lord
Use bamboo poles to design a chic seaside chuppa or a creative statement centerpiece!
7. Chair Leis
Photos by (from left): Wendy Laurel, Sweet Little Photographs
Add a tropical touch to your ceremony seating or dinner setting with bright floral leis.
Photos by: KT Merry
Fill giant lanterns with candles, flowers, seashells or other decorative elements for a nautical touch.
Photos by (from left): Joielala Photographie, Samuel Lippke
Create the perfect oceanside tablescape using conch shells, urchin shells and coral pieces.
10. Air Plants
Photos by (from left): Ben Q Photography, KT Merry
These fun, exotic accents are perfect for eco-friendly beach weddings!
For more beach wedding inspiration, be sure to check out our Beach Wedding Decor board!
Save the sparklers for the nighttime! After you share your first kiss as a married couple, you'll want to celebrate as you walk back up the aisle. Of course, festive musical selections help, but getting your guests involved is even more fun. Check out some of our favorite recessional ideas.
It's festive, fun and creates a super-colorful photo op!
Photo by Julie Saad Photography
Perfect for a whimsical outdoor garden wedding - and the kids in your wedding party will love it!
Photo by Jodi Miller Photography
Tossing rose petals is the ultimate classic recessional activity, but try a different flower, like mums, to brighten things up.
Photo by onelove photography
So cute (and patriotic) for a Fourth of July wedding!
Photo by Shannon Cronin Photography
Another idea for an outdoor wedding - ask your guests to toss lavender seeds as you exit your ceremony. And - bonus! - it's good for the environment.
Photo by Annie Hosfeld Photography
Give your guests colorful ribbon wands to wave. It's a fun DIY project too!
Photo by Crystal Satriano Photography
Looking for send-off ideas for the end of the night? Click here for more great suggestions!
Black Backpack Cooler - http://www.exclusivelyweddings.com/Weddings/Wedding-Party-Gifts/Groomsmen-Gifts/All-Groomsmen-Gifts/Black-Backpack-Cooler
Personalized Bottle Opener - http://www.exclusivelyweddings.com/Weddings/Wedding-Party-Gifts/Groomsmen-Gifts/All-Groomsmen-Gifts/Personalized-Wooden-Bottle-Opener
Pocket Knife With Light - http://www.exclusivelyweddings.com/Weddings/Wedding-Party-Gifts/Groomsmen-Gifts/All-Groomsmen-Gifts/Pocket-Knife-with-Light
Personalized Shoe Bag - http://www.exclusivelyweddings.com/Weddings/Wedding-Party-Gifts/Groomsmen-Gifts/All-Groomsmen-Gifts/Personalized-Mens-Shoe-Bag
Annexstad, who will continue to serve as a member of Federated’s board of directors, has a career with the company that spans 47 years, dating back to 1965 when he joined Federated as a marketing representative in his hometown of St. Peter.
After his initial period of service, Annexstad embarked upon a career in marketing management where he continued to build what the company says is a “record of unprecedented achievement.” His accomplishments led to multiple promotions within the company’s marketing division, culminating in his promotion to director of marketing in 1986.
In 1998, he was appointed executive vice president, director of insurance operations, which encompassed responsibilities for Federated’s claims, underwriting, and marketing disciplines. On July 20, 1999, Annexstad was elected president and was appointed chief executive officer. On May 25, 2000, the board of directors of the Federated Insurance Companies elected Annexstad to the position of chairman.
During the past generation Annexstad is credited with the development and implementation of several strategic initiatives that propelled Federated from a successful regional insurer to a position of national prominence within the insurance industry. He created Federated’s business plan, which included new growth expectations and measurements as well as establishing standards for client service. He also directed development of a highly effective national distribution system to fulfill Federated’s commitments to its clients and recommending trade associations and franchise buying groups. His leadership is considered primarily responsible for the companies’ four-fold increase in securing exclusive industry recommendations for Federated’s products and services, today numbering in excess of 400.
Please visit this site for more information about Albert T Annexstad.
Looking for a wedding day present or anniversary gift that will commemorate your special day? These simple, sentimental gold pieces will definitely do the trick -- and we bet she'll wear them as often as she wears her engagement ring.
Related: Browse Engagement Ring Photos
Yes, it's crazy expensive. But the way this simple bracelet works is so romantic we had to include it: the gifter puts it on the giftee, locks it with the screwdriver, and then holds on to the screwdriver. Think of it as a more modern twist on the "he hold the key to my heart" symbolism. Love Bracelet, from $6350 at Cartier.
A modern, minimalist (not to mention highly affordable!) way for her to wear your anniversary around her neck. Numerical Pendant, $28 each at BaubleBar.
Commemorate the first kiss, where you got engaged, or even where you exchanged vows with this gorgeous bracelet. Lattitude and longitude are listed on the outside, and a custom engraved message can be added on the inside. Meridian Bracelet, $214 at Coordinates Collection.
Make like newly married Kaley Cuoco and wear your wedding date on a calendar around your neck. The Calendar Necklace, $675 at Dalla Nonna.
A cute little somethin' to give her on your wedding day so she can wear the letters of her new last name on your honeymoon. Gorjana Alphabet Stud Earrings, $30 on Amazon.
The perfect wedding day accessory. Keep it in your pocket, then slip it round her neck between the ceremony and reception. Kate Spade New York Say Yes Bridal Necklace, $78 on Amazon.
For some people, one of the differences between men and women is that men become more desirable as they age while women lose their charm with every new wrinkle. Luckily, with the advancements in skin care, women can now look more desirable as they age, too. Thermage is a unique treatment that uses radiofrequency to stimulate the natural production of collagen in your body. This process of heating has been proven to help improve your appearance by tightening loose skin.
As a procedure for tightening skin, Thermage comes as an answer to those who are afraid to go under the knife of cosmetic surgeons. Since it is non-invasive, it is safer and more appealing. It typically requires minimal time to recover.
There are three areas of the body that Thermage is most effective on. These are the eyes, the face and the body. When directed towards the eyelids, it can treat those hooding, fine lines that have had you look worn-down.
If you have the “turkey neck”, sagging cheeks, and loose jowls, you need this technology to smooth them out. It can heat collagen and have it remodeled, which will result in the improvement of your facial and neck skin. It would look like you’ve had a facelift when, in fact, not a single blood was shed during your transformation.
Your face and neck should not be the only parts of your body that are younger and smoother. Complete your transformation by turning back the clock on your body too. Tighten the skin on your belly, arms, legs, tummy and buttocks by removing those unwanted bulges and dimples. The appearance of cellulite may even be improved by Thermage.
Thermage is a revolutionary technology and may not yet be available in all skin clinics across the country. But if you’re in Texas, you can consider yourself lucky because there are clinics that offer Thermage in Dallas.
Thermage Treatment in Dallas
Thermage is one-of-a-kind. If a skin clinic says that it offers that treatment, then it must offer that. It does not have any real competition, for now, that offers the same course of action against sagging skin. To select the right clinic offering Thermage Dallas, look at what happens during the pre- and post-procedure.
1. Doctors educate you.
Prior to receiving the treatment, your doctor should inform you of the pros and cons as well as what to expect after the surgery. This way, you are given the information that you need to come up with a wise decision.
2. You are given an idea as to how much it would cost.
Maybe a ballpark figure would be more than enough for you to decide on which financial option to choose. Some clinics offer payment plans while others don’t.
3. It’s not a lifetime solution.
A good skin clinic must be blunt with you. No matter how effective Thermage is, its effects do not last forever. Without proper diet and exercise, your skin will still sag sooner than expected.
Thermage does wonders in concealing your true age. Getting the treatment done on you may be a good decision but it will be an even better one if you let the best professionals from a trusted derm clinic do their job on you.
For more information, please visit our website at www.innovationsmedical.com/thermage/ today.
Who is a Real Estate Salesperson?
Real estate salespersons, under the management of an authorized real estate broker, are authorized to buy and sale properties on customer’s behalf, provide assistance to buyers in locating and purchasing property, and also obtain the list of properties from the employing broker. The real estate salesperson can also negotiate the sale, rent or lease property for compensation, according to the guidance and direction of an authorized broker.
What are the requirements for obtaining California Real Estate License?
A written examination must be qualified and passed for obtaining the california real estate license for salesperson. Individuals who pass the examination get a license application. This application must be submitted and approved by CalBRE. According to Real Estate Law, the license is necessary for the individuals who want to conduct licensed and authorized real estate activities under the guidance and management of an authorized broker. But it is necessary for a salesperson to work under a licensed broker in order to perform the acts required for getting the real estate license.
General requirements for the salesperson to get the license are:
- The age of the salesperson should be greater than 18 years for the issuance of the license.
- This license is available to only those individuals residing in United States and therefore legal proof of residence should be produced whenever needed. If the individual is not a resident of California, then he/she can apply as an Out-of-State Applicant.
- Applicants should be truthful and honest. The license is not issued to convicted criminals. The license is subject to denial if the applicant fails to disclose any disciplinary action or criminal violation in the applicant’s history.
- Three courses must be completed in order to qualify for the real estate examination for salespersons – Real Estate Practice, Real Estate Principles and any one of the following list:
+ Property Management
+ Appraisal of Real Estate
+ Real Estate Economics
+ Finance of Real Estate
+ Real Estate Legal Aspects
+ Office Administration of Real Estate
+ Business Law
+ General Accounting
+ Mortgage Loan Lending and Brokering
+ Real Estate Computer Applications
+ Developments of Computer Interest
Members belonging to California-State Bar are exempted from college-level course requirements. Proper evidence of admission must be furnished like photocopy of membership card of California State Bar.
What Benefits are provided by Real Estate License?
- MLS can be accessed: Local MLS can be accessed with the help of your real estate license. There are other ways of getting access but having your own license helps you to get the access without relying on other agents.
- Making more money: Get more money from investors in the form of agent commissions and commission for facilitating transaction.
- The deals can be controlled easily: The deals can be controlled fully because they are handled by the agents for selling and purchasing.
Get your California Real State Licence. Easy and Fast. Visit www.licensesolution.com.
Formal wedding portraits are a must for any wedding, but that doesn't mean there can't be room for a little creativity.
Related: 8 Groomsmen Portrait Ideas
1. Caught With Their Pants Down
Photo by Shipra Panosian
One sure-fire way to make portraits at a formal wedding seem less, well, formal? Lose the bottom half of the outfit!
2. Caught With Their Pants Down, Part Two
Photo by Shipra Panosian
Lose the bride this time around. Also, let's note how proud the guy all the way on the right looks.
3. The Basket Toss
Photo by Aaron Watson Photography
Just because your wedding party doesn't consist of former cheerleaders doesn't mean you can't steal one of their best moves.
4. The Human Pyramid
Photo by Andi Mans
Try this as a "warm-up" pose before you start taking more formal pictures—it'll loosen everyone up and make smiles come more naturally.
5. Props Galore
Photo by Bird and the Bear
Raid the photo booth prop box for hats, signs, moustaches, whatever, then let the group get crazy.
6. The Harry Potter
Photo by Birds of a Feather
Broomsticks! Because why not?
7. Damnnnnn, Girl
Photo by onelove photography
You know you'll be turning heads and raising eyebrows all day—why not get photographic evidence?
8. Behind the Barn
Photo by Karena Dixon Photography
The picture pretty much says it all.