Well...I had planned on having a baby in my late 20s (28-29 was ideal to me), but life just didn't work out that way. God had a different plan I guess (P.S. say no to the Nuvaring. I've known 2 other women who got pregnant while on
it too.)
I will be 25 when the baby arrives though, so that it still an okay age to me. I'm very lucky to have already graduated from college, established my career, and I'm already married. DH is still in college, so financially that's kept
us in quite a financial pickle, but he will be graduating just a few months after the baby is born.
Ideally, I would have waited because by your late 20s-early 30s you mostly have your finances together for it. I would have preferred to own a house rather than renting an apartment.
The upside is: I will have more energy to play with my child. I will still be young when he/she graduates from high school/college, gets married, and has kids of his/her own. I won't have to be an old grandma right off the
bat (God-willing). :)
And because I'm younger, I am at a low risk for chromosomal diseases and complications. My OB said I'm actually at the prime age for having a baby. After 30, risks increase.
Pros and cons to every side, but it will happen when it's supposed to happen.