*Also posted in the main forum

My loans will be due in December and I'm looking into various Debt Consolidation programs.  I am seriously freaking out about it.  This is my only debt and I know that I can pay it all off in a few years, but I don't want to pay 7 different bills with various interest rates.  I've called a few banks and all of them keep saying that i need collatoral (Home equity...house burned down, so zero, a car...who has a car the is still worth that much etc.).  Is this true?  It can't be right?   Aren't there programs that are available to help consolidate federal loans...or am i seriously stuck paying 7 different bills?  UGH!!!  Curse you student loans!  If you guys don't mind, please point me in the right direction.

My student loans are about 25k :(.  I've been paying on the interest already.

Wells Fargo is the only bank that I've talked to thus far, I'm in the same boat--my student loans come due in November/December but I owe $60,000. They didn't ask for anything along the lines of collateral but I have my Dad cosigning so that may be the different. I need to get on to looking into other banks now. I'll let you know if I come up with anything else.