Do you guys have joint accts? I was bad and dipped into ours without telling him and now we are arguing big time! I know it was wrong of me and I don't know how to make it right. I already apologized. I should have been honest with him from the start. But its just as much my money as it is his. I don't know I guess I'm having a issue with whats mine is his and what his is mine. How does everyone else deal with this?

We don't have a joint account.  We are planning to get one soon, but we will just put enough in there for bills.  Sorry I couldn't help.  :(

All of our money goes into joint accounts...nothing is separate.

We have two accounts.  A joint account and he has his account (which we are closing soon...we don't use it very much).  We used to have separate accounts but it was just too hard to pay bills like that so we opened the joint account.

we have some joint, some separate. But I gotta tell ya.... If my DH did what you said you did, take out money without discussing it with me, I'd be doing the same as your DH and insisting on separate accounts now. Like you said, it's HIS money as much as it is yours right?

We have a couple of household rules in general with spending money....if one of us wants to make a purchase over $50 it must be discussed before buying. If it's over $100 then we both have to agree on it before buying, no matter what.

You two should probably sit down and openly discuss each of your definitions about what you think is acceptable and what is not, what you both think is "yours and his". It's easy to assume that you're on the same page, but when you really discuss what exactly you each think about these things you might be surprised. Once you have set the rules and boundaries that you're both comfortable with and agree on, you can begin to earn back his trust by sticking to them.

We have a joint account for all household items and we both have separate checking accounts for personal stuff. I can go to the mall and spend *MY* money without permission or feeling guilty. He can do the same. Purchases over $200 from any account warrant a conversation. We also have all our accounts on mint.com which helps for tracking and transparency. We both know where our money is going (which can be tricky around holiday/birthdays) but it's worth it to us to not get into disagreements about finances.

I suggest setting up some ground rules around finances at the very least, and maybe going to separate accounts if it seems to be a sore spot.

ditto beatie....we have only joint accounts....either of us can spend any amount we want to w/o having to "clear" it with the other person first....we're not 12....now out of common courtesy, we would probably discuss any purchases over $500 say....but we are both responsible and make nearly the same money.....

We have joint checking, savings, and credit cards.

we just started a joint checking account

We have our separate accounts and just opened our joint checking account together, we call this our wedding account for now.