Bill paying is pretty easy for us. Both of us get paid once a month (teachers) so we have the entire month's finances at once. Because of that, we are able to pay each bill when it arrives in the mail. I record the check
number, date, and amount on the bill itself and file it under company name, putting it at the back of the file folder. Once a year, I go through each folder and staple the previous year together in order and shred any year's bills over seven years
old. We don't pay the bills from my husband's debt the day they arrive, however. I married into a debt of over 50K and we have paid it down to 9K in our two years of marriage (and bought a house). That was done by taking all of the
debt bills each month, and putting them on a spread sheet with interest rates, total debt, etc. He pays the minimum for every bill left but the highest interest rate and then applies the entire left over within our budget to that. It has
been very effective.
Beyond that, we are not very strict on a budget. I know we should be, but I know that the debt stresses DH out a lot and I think his head would explode if we did it any other way. We each have a monthly fun money amount deposited
into personal accounts. Anything else beyond about $50 is discussed together. I just generally keep an eye on the account and we have a discussion if it seems like we did something that crosses the line. It's worked well so far.
This has undergone many transformations. I like to cook, but DH LOVES to cook. So he cooks 80% of the meals. Sometimes he plans ahead and posts the meal plan on the board. Sometimes he doesn't. I just took over
grocery shopping, so that will have to start again. We keep a running list in a kitchen drawer of needs and make a go through the ads each week and circle items to add to the list. We have a game going to see that we can save over 30% each